Conditions of Use.
This site (Site) is owned and operated by UBK Research and Development, Inc. (UBK ). The materials (Materials) contained in the Site are provided by UBK for informational purposes only. By downloading any of the Materials contained in this Site, you agree to the terms and provisions set forth in this legal notice. If you do not agree to them, you should not use or download Materials.

Ownership of Materials.
The contents of this Site, including the text, images, audio and video, are copyrighted and should not be distributed, modified, reproduced or used, in whole or in part, without the prior written consent of UBK, except that you may download Materials on any single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices.

Trademark Information.
UBK, the UBK logo, and all images and downloadable files, are registered trademarks of UBK Corporation, registered in the U.S. and other countries.

The absence of a product or service name or logo belonging to UBK Research and Development, Inc. anywhere in the text of this Site does not constitute a waiver of UBKs trademark or other intellectual property rights concerning that name or logo. All other products and brand names are trademarks and/or registered trademarks of their respective companies. UBK disclaims any and all rights in these marks.

Third Party Companies and Products.
Mention of third party products, companies, and web sites on this Site is for informational purposes only and constitutes neither an endorsement nor a recommendation. UBK provides this information only as a convenience to users and UBK makes no representation whatsoever regarding the content of any other web sites. When you access a non- UBK site, please understand that it is independent from UBK and that UBK has no control over the contents on that web site. A link out to a non- UBK web site does not mean that UBK endorses or accepts any responsibility for the content or use of such web site. UBK makes no representations regarding the quality, safety or suitability of any products by third party companies. All third party products must be ordered directly from the vendor and all licenses and warranties, if any, are made between you and the vendor.

Feedback and Information.
Any feedback you provide at this Site shall be deemed to be non-confidential. UBK and its affiliates shall be free to use such information for any purpose on an unrestricted basis.

Disclaimer.
UBK intends for the information and data contained in the Site to be accurate and reliable, however, since the information and data have been compiled by UBK from a variety of sources, THE MATERIALS IN THIS SITE ARE PROVIDED AS IS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, UBK DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

UBK CANNOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OR VIRUSES OR OTHER HARMFUL COMPONENTS. UBK ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO, OR AUDIO FROM THE SITE.

Limitation of Liability.
UBK shall not be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this Site, even if UBK or an UBK authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, in which case the above limitation or exclusion will not apply to you. In no event shall UBKs total liability to you for all damages, losses, and causes of action (whether in contract, tort (including but not limited to negligence) or otherwise) exceed the amount paid by you, if any for accessing this Site.

Update of Terms and Conditions Herein.
UBK may from time to time revise these Terms and Conditions by updating this posting. You should therefore periodically visit this page to review the current Terms and Conditions, so you are aware of any such revisions to which you are bound.